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Recognizing Latino History Month: The Value of Insurance Education in Every Community

Recognizing Latino History Month: The Value of Insurance Education in Every Community

Honoring Latino History Month Beginning in mid-September, Latino History Month, also observed as National Hispanic Heritage Month, recognizes the histories, cultures, and contributions of Hispanic and Latino communities throughout the United States. It's a time for reflection and celebration, and also an opportunity to think about how access to clear, understandable insurance information benefits every community, regardless of background or the language someone speaks at...

Back to School, Back to Basics: Why August Is a Good Time to Review Your Life Insurance

Back to School, Back to Basics: Why August Is a Good Time to Review Your Life Insurance

Every August, families across the country shift into a new gear. School supplies are purchased, schedules are reorganized, and households go from a slower summer rhythm back to full-speed routines. All of that preparation got us thinking: while you're taking stock of what your family needs for the year ahead, it's also a good moment to revisit something that often gets put on the back...

Business Interruption Insurance: What Happens When Your Business Has to Close Temporarily?

Business Interruption Insurance: What Happens When Your Business Has to Close Temporarily?

Most business owners think about insurance in terms of protecting physical assets—the building, the equipment, the inventory. But what about the income your business generates? If a fire, storm, or other covered event forced your doors to close for weeks or months, how would your business survive without revenue coming in? That is the problem business interruption insurance—also called business income insurance—is designed to help...

Boat, RV, and ATV Insurance: What Recreational Vehicle Owners Need to Know

Boat, RV, and ATV Insurance: What Recreational Vehicle Owners Need to Know

Summer is peak season for recreational vehicles. Whether you're out on the water with a boat, exploring the country in an RV, or hitting a trail on an ATV, August brings some of the highest usage of the year for these vehicles, and that makes it a great time to make sure your insurance coverage is in order. Many people assume their standard auto or...

Is Your Employer-Provided Life Insurance Enough? What You Should Know

Is Your Employer-Provided Life Insurance Enough? What You Should Know

Employer-provided life insurance, often called group life insurance, is a policy your employer purchases to cover you and sometimes your dependents. It's typically offered as part of a benefits package and may be fully paid for by your employer or offered at a group rate. Most group life insurance policies provide a death benefit equal to one or two times your annual salary. So if...